Employee Benefits

Base medical insurance is the anchor of your benefits package. Dental, vision, basic term life insurance, disability income insurance, and a retirement plan can be offered on a stand alone basis but often round out your standard benefits package. Choosing the components of your benefits package is more than just unit cost. We provide solutions that help deliver value while balancing the employer and employee costs of having a plan and utilization costs. 

Over 75% of office visits can be handled by phone phone**. So, why subject yourself or your staff to the “germ warfare” associated with medical office waiting rooms? Our virtual care suite offers a range of care and support from routine medical, dental care, behavioral health, dermatology, medical bill saver, cost estimator, health advocacy, discount RX, and more. Our suite of care and services are often broader and more cost effective than those bundled within the insurance company model and can segregate claims for these services from your healthcare provider resulting in potential savings at renewal.

Higher copays and deductibles often cloud the decision on whether to seek needed treatment for business owners, individuals, and their families. We have cost effective solutions to minimize out-of-pocket expenses including office visits, inpatient and outpatient services, diagnostic testing, and more.

Over 71.6% of adults in the U.S. are obese¹ with 30%-35% being morbidly obese². These conditions are not hard to see. The impact on our families, employers, and healthcare system are staggering – $190.2 billion or nearly 21% of annual medical spend in the United States³. We offer a tailored solution to eligible businesses, partnering with the Cleveland Clinic, that incentivizes and guides staff for monthly wellness activities while providing employer and staff tax savings along with increased take home pay for participating staff. (1) Singlecare – 1/21/21; (2) Healthline – 2/18/20; (3) The National League of Cities.

Protecting your largest asset, your ability to generate an income, is critical in protecting you, your family and your business. We provide you and your staff with income protection that supplements your company’s group long-term disability coverage and replaces income in the event of premature death.

The expense of home or facility care can be daunting in the event you become cognitively impared, can’t feed yourself, can’t bathe (personal hygiene and grooming) yourself, aren’t ambulatory, or become incontinent. Our solutions can provide both a living benefit (extended care) and survivor benefit that can be customized and extended based on individual needs.

Offering your employees a retirement plan is a way to help them save for the future and is a meaningful part of an employee benefits package. We facilitate plan design, administration, and consulting services to meet your unique business needs.

We provide a secure, online, Benefits Portal to assist in the administration and communication of your benefits package. Support is provided for both HR and employees and includes support for Open Enrollment, new hires, terminations, and required plan specific Federal documents. Eligible employees are provided individual account access to all benefits offered by their employer.